Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? … Read more

Early Social Security Demands, Prepare for This Big Change in 2023

(Kylie Hagen) We’re only a few weeks away from figuring out what kind of a Cost of Living Adjustment (COLA) Social Security recipients can expect in 2023. While this is a pretty big deal, it’s not the only exciting change coming to the program next year. Workers who claim Social Security early may notice a … Read more

Opinion: Reverse mortgages are often misunderstood – they can provide seniors with a lifeline while markets plunge

If they own stocks or bonds, they may not want to sell with both markets crashing simultaneously. Or they may be completely out of options and their home is their only remaining valuable resource. That’s when it comes the turn of the mortgage to transfer the equity to the home. Most people think reverse mortgages, … Read more

Opinion: The Fed is missing a crucial turning point in its fight against inflation because it believes in flawed data

The Fed can’t see the next potential economic meltdown because it’s still looking in the rear-view mirror, seeing nothing but High inflation. The risk arises because the CPI and PCE – the two most important measures of inflation – have a fatal flaw in the way they measure shelter costs. “ If you get your … Read more

What can a pumpkin spice latte teach us about the economy

Mphillips007 | E + | Getty Images The Pumpkin Spice Latte is back – and Popular and meme-ified Seasonal drinks can teach us a lot about consumer behavior and the economy. Starbucks offered pumpkin spice latte in 2003“PSL” has grown into a company The most popular seasonal drink Sell Over 600 million since its inception … Read more

2023 will bring historic changes for retirees on Social Security

(Katie Brockman) Social Security can go a long way toward making retirement more affordable, but as inflation continues to rise, it is becoming increasingly difficult for fixed-income retirees to make ends meet. Fortunately, relief could be on the horizon. Next month, the Social Security Administration (SSA) will announce cost of living (COLA) for the year … Read more

pairing? How do you know when it’s time to combine your money

Spanish | E + | Getty Images Money may not be your top priority if you’re in love, but it does deserve some serious attention if you want a lasting relationship. A partnership that pools resources and shares expenses can be very good for the relationship and for each other’s financial well-being. However, different spending … Read more

Why Americans shouldn’t panic as the Fed raises interest rates: Finance experts

Americans should stay calm, boost their personal savings and sharply monitor their long-term fiscal plan like the Federal Reserve raises interest ratespersonal finance experts told The Post. The Federal Reserve raised its benchmark interest rate by 0.75% on Wednesday for the third consecutive month. By raising interest rates, the Fed makes it more expensive to … Read more

3 Reasons You Should Avoid Dividend Reinvestment Programs | personal financing

(Adam Levy) Reinvesting your earnings to keep your portfolio growing is always a smart move. That’s why many dividend stocks offer dividend reinvestment programs, or DRIPs, that automatically reinvest your dividends into more company stock. Many brokers have made it easy to set up automatic dividend reinvestments for your shares as well. But dividend reinvestment … Read more