5 ways to build your credit score in 2023

For those of us with big financial plans or New Year’s resolutions, like buying a house or a new car, having our credit scores can play a huge role in getting what we want. But more credit is easier said than done. What are some steps you can take? Experts share five ways to build and protect credit in 2023: Pay off holiday debt, apply for new credit sparingly, increase your credit limit, report your rent and utility bills, and regularly check your credit reports for errors.

You have big financial plans for 2023. Perhaps they include buying a house or car, or getting a new travel rewards credit card to help pay for your next trip. There is an essential part of these plans that you may not have considered: building your credit score.

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